Disclaimer and Terms and Conditions

 The Legal Stuff: I dislike having to put this up, but I am legally required to do so. The readings that I provide are for guidance only. 

What you decide to do with the information I give you from myself or spirit, including any actions you take is solely your own personal choice and responsibility. This website and Rev. Lois Morin makes no representations or warranties, either expressed or implied concerning the accuracy, relevancy or quality of information provided. We do not assume and hereby disclaim any liability to any person or entity for loss or damages (including but not limited to physical, mental, special, indirect, incidental or consequences, business or financial losses) with regard to any information and/or suggestion or advice provided to you through this service or as a result of your use of this service.

 All readings and questions that I answer should at no time be regarded as legal, medical, financial, psychological, employment or business facts and are subject to your own interpretation and judgement.

 Rev. Lois Morin's services are not a substitute for professional services, it is advised that you should seek advice from the relevant qualified expert of your choice.

  For legal reasons I must advise you that the readings and information throughout loismorin.com are for entertainment purposes only for use by adults 18 years and older. 

We reserve the right to refuse service to anyone solely at our own discretion. We may update our policies, prices or discontinue the website at any time without notice. Any recordings, notes you take, video or audio may not be placed on any social media including all video streaming platforms like YouTube and Tik Tok without approval and expressed written permission from Rev. Lois Morin.

 The terms, conditions and disclaimer may be updated at any time. By booking an appointment you signify your understanding and acceptance of all our terms and policies listed in this disclaimer and below.

Cancellations and Refund Policy: To receive a full refund, cancellations must be made 48 hours in advance of appointment time. Refunds are not given if you fail to show up for your appointment, arrive late or after a session is completed.

Your Privacy: Privacy is taken very seriously on our website and by Rev. Lois Morin and her associates.    Your information is securely obtained by Accuity Scheduling and a zoom link is set up and sent to you by the email you provided, and payment information is obtained by PayPal. Your personal information, including name and contact information is never shared with anyone.

 No information obtained in a reading is ever shared, period.