Please read the disclaimer/policies before scheduling

Legal Disclaimer, cancellation Polices and Your Privacy

The Legal Stuff: I dislike having to put this up but I am required to do so, Please read it completely before booking your appointment even though it's long and boring. The readings that I provide are for guidance only. What you decide to do with the information I give you from myself or spirit, including any actions you take, is solely your own personal responsibility and choice. All  readings and questions answered should at no time be regarded as legal,  medical, financial, psychological or business fact and are subject to your own interpretation and judgment. For legal reasons I have to advise you that the readings and information throughout are for entertainment purposes only for use by adults 18 years and older. We do not assume and hereby disclaim any liability to any person or entity for any loss or damages ( including without limitations physical, mental, special, indirect, incidental or consequential) caused with regard to any information and /or suggestion(s) or advice provided to you through this service or as a result of use of services provided by Lois Morin/ and makes no representations or warranties, either expressed or implied concerning accuracy, relevancy or quality of information provided. We reserve the right to refuse service to anyone solely at our own discretion. Lois Morin's services are not a substitute for professional services, and it is advised that you should seek advice from the relevant qualified expert.  By using the services of Lois Morin and/or, or booking a reading with Lois Morin confirms that you have read this disclaimer and agree with all the terms and you confirm that you are 18 years or older.

Cancellation and Refund Policies: Should you change your mind and decide you would like to cancel your reading you will receive a full refund if you notify myself or my assistant Abbey ( at least 48 hours before your appointment. For cancellations less then 48 hours you will be able to reschedule your appointment for a later date. If you forget or fail to show up for your appointment then there is no refund given. You may contact my assistant for rescheduling. You may only reschedule an appointment once before forfeiting your payment in its entirety.  No refunds are given after the session has completed.  I understand that things can arise to would require your attention please contact my assistant for rescheduling.

Your Privacy: is committed to protecting your privacy. No personal information or information obtained in a reading is ever shared, period. Your information is not collected or used for any purpose other then to contact you. All readings are completely confidential.

Recordings: You are welcome to record the reading on your end if you wish. Readings will not be repeated for failure to record be it mechanical or otherwise.